Richard Holderness, CFA

PRESIDENT

Trusted. Respected. Entrepreneur.

A native of Greensboro, Richard is a highly regarded investment professional. He is the founder, President and Chief Investment Officer of Holderness Investments. He excels at managing assets for an array of account types including high net-worth individuals, corporations, and charitable organizations.

Richard began his career in 1974 with the finance department of Durham Life Insurance Co. where he held the positions of Assistant Vice President, Member of the Finance Committee, and Vice President in charge of the Securities Department. He was directly responsible for managing a stock and bond portfolio in excess of $300M. In 1982, Richard returned to Greensboro and formed North Carolina Trust Company with two partners. At NC Trust, Richard served as President and Chief Investment Officer. In 1987, Richard co-founded the Registered Investment Advisory firm Trent Capital Management, Inc. where he served as President and a member of the Board of Directors until August 1995 when he founded Holderness Investments Company.

He and his wife Julie make their home in Greensboro where they enjoy spending time with their children and grandchildren and visiting the NC coast and mountains.

Kim Cummings, CFA

VICE PRESIDENT & CCO

Experienced. Intuitive. Visionary.

A native of Greensboro, Kim has been an investment advisor since 1995 and currently serves as Vice-President and Chief Compliance Officer of Holderness Investments. She works closely with clients and their families to help them identify and reach their wealth management goals. She entered the field in 1993 at Trent Capital Management in Greensboro where she ultimately served as their Operations Manager. In 1995, she joined Holderness Investments to focus on investment analysis and portfolio management. As a Fiduciary Advisor at Holderness, Kim works in portfolio management, investment analysis, and financial planning. She is also responsible for all compliance functions and business management of the firm.  

Kim and her two boys live in the Greensboro area. She enjoys spending time with her family and friends along with hiking, camping, quilting, and traveling.

Gina S. Malone

Operations Manager

Knowledgeable. Organized. Innovative.

Gina is a native of Bristol, Tennessee and relocated to the Greensboro area in 1990. She joined Holderness Investments in March 2010 and currently serves as Operations Manager for the firm. Gina is responsible for all account activity and works closely with clients to ensure every aspect of their portfolios run smoothly. From the opening of new accounts to the movement of assets, Gina’s attention to detail is unwavering. She takes great pride in delivering high-quality service while providing an exceptional client experience. Gina’s professional experience includes office administration and management roles with Advanced Planning Concepts, Inc. and Ashby M. Cook, Jr. Financial Services.

Gina resides in Oak Ridge with her husband Drew.  Together, they have three children – B. Harper Boyle, Justin and Deanna Malone. Outside the office, Gina enjoys spending time with her family and friends, hiking, gardening and other outdoor activities.

Ken Shahbaz,
CPA/PFS,CFP*

FINANCIAL ADVISER

Professional. Strategic. Leader.

A multi-versed financial professional holding brokerage and insurance licenses, Ken is a managing partner of Shahbaz, Carothers & Company, P.A. Certified Public Accountants. Ken has practiced in Greensboro since 1973 and earned his CPA license in 1975.

*Securities offered through Intercarolina Financial Services, Inc. ✦ Member SIPC and Finra

Sheila May Falls, CPA/PFS, CFP*

FINANCIAL ADVISER

Knowledgeable. Insightful. Focused.

In addition to being a certified public accountant, Sheila is also a Certified Financial Planner and a Personal Financial Specialist. With a focus on personal financial planning, she holds her brokerage license and specializes in the management of wealth accumulation, estate planning and retirement planning. Sheila has more than 20 years of public accounting experience in the traditional areas of taxation, accounting and auditing and has worked in the banking and insurance industries for more than five years.

Sheila and her husband live in Advance and enjoy spending time at Lake Norman with their children and grandchildren.

*Securities offered through Intercarolina Financial Services, Inc. ✦ Member SIPC and Finra

Hannah M. Decker

ADVISORY ASSISTANT

Knowledgeable. Insightful. Focused.

After spending most of her life in Sandy Ridge, North Carolina, Hannah moved to Greensboro in June of 2017. She joined Holderness Investments in August 2018 and currently serves as Advisory Assistant for the firm. Hannah welcomes clients with a professional and friendly demeanor, having nearly four years of customer service experience prior to her employment at Holderness. She takes pride in her organization skills, puts importance on detail, and continually strives to be a cooperative and effective team member of Holderness. Hannah and her husband, Nick, reside in Greensboro. They both enjoy staying active through exercising and hiking.